Don't let budget constraints delay your family's comfort. We offer flexible and convenient financing options to make your new HVAC system or water heater installation affordable. Call 223-221-2589 to learn more!
We believe comfort should never be delayed. That’s why we offer convenient financing options for installations and replacements.
FTL Finance offers flexible financing options specifically for your HVAC needs, accommodating various credit types. Enjoy low monthly payments and quick approvals to make your home comfort goals achievable.
Apply Today
Hearth Finance connects you with multiple lending partners, providing tailored financing for your home projects. Easily check rates without impacting your credit score and potentially get funding in as little as 24 hours..
Apply TodayWe make financing your new comfort system straightforward and stress-free.
Our experts provide a detailed, no-obligation quote for your new system installation or replacement.
Review the options from our trusted partners to find a monthly payment plan that fits your budget.
Complete a simple, secure online application in just a few minutes from the comfort of your home.
With fast approval, we can schedule your installation promptly and get your home comfortable again.
You can finance most major home comfort projects, including the installation or replacement of air conditioners, furnaces, heat pumps, mini-split systems, and both tank and tankless water heaters. It's a great way to manage the cost of a significant home upgrade.
Our partner, Hearth, allows you to check for pre-qualified rates through a "soft pull" on your credit, which does not impact your credit score. Finalizing a loan will typically require a "hard pull," which is standard for any credit application.
The approval process is very fast. Most applicants receive a decision within minutes of submitting their online application. Funding can often be secured in as little as 24 hours, meaning your project won't be delayed.
The application process is simple. You will typically need to provide basic personal information, such as your name, address, social security number, and income details. The entire process is handled through our partners' secure online portals.
Yes. Our financing partners work with a range of credit profiles. FTL Finance, in particular, accommodates various credit types. We encourage you to apply to see what options are available for your specific situation.
In most cases, yes. The financing plans offered by our partners typically do not include prepayment penalties, allowing you the flexibility to pay off your loan ahead of schedule if you choose. We recommend confirming the specific terms with the lender upon approval.
A new, high-efficiency HVAC system is more affordable than ever.
Don't wait for a breakdown. A modern comfort system improves your quality of life, increases your home's value, and lowers your monthly energy bills. With our flexible financing options, you can enjoy these benefits now and pay over time. Our team is ready to provide a free, no-pressure estimate and help you explore the best financing plan for your needs.
Get Your Free Estimate 223-221-2589Looking for ways to save on your furnace needs? Check out our latest specials, discounts, and rebates to make your next project more affordable.
© Red Barn Media Group 2025
